Credify provides secure and cost-effective blockchain-driven Universal Identity and Trust System solutions to companies active in e-commerce and digital finance.
VisionFor our clients, we aim to significantly reduce fraud in online ecosystems & digital finance, while unlocking entirely new revenue opportunities through our secure blockchain based Credify Universal Identity and incentive based Trust System.
ASEAN nations represent the fastest growth opportunities globally in FinTech and E-commerce: USD 72B FinTech market with 72.5% CAGR by 2020, and USD 102B E-commerce market by 2025. At the same time, South East Asia fraud rates in finance and e-commerce are globally one of the highest. Credify aims to tackle these issues with its software backed by patent-pending technologies.
What makes Credify unique
・Open architecture Universal Identity solution with data monetisation and plug & play capabilities
・Patent pending vouching system easily integrable into various online ecosystems and digital finance
・Secure and cost-effective blockchain-driven technology
Privacy preserving, user controlled unique and universal identity solution, where trusted third parties can securely attach rich sources of information about users, including KYC result data and proprietary credit scores.
Tokenised asset wrapper and issuance platform used in the Trust System. We let the markets decide what’s at stake.
USPTO Utility Patent No. 16275127 WIPO No. PCT/IB2019/051173
Credify Universal Identity
- Universal - users can use same ID across multiple services
- Unique - One user, one ID
Secured by Blockchain - Personal information can be only managed by the user himself. Encrypted personal information is secured by blockchain, your user data cannot be leaked/breached, reducing risk of fraud.
Reduce costs - As personal information is not centrally managed, account management costs are also reduced
Interoperability - Company X can transfer data between its whole ecosystem and partner companies and enrich each other’s data quality about same users
New revenue & New customers - Utilising data from various services and partner companies introduces new revenue possibilities and new customers for everyone
Credify Universal Identity + Data Bridge
Credify’s Universal Identity product can also act as a personal information bridge, connecting integrating services like e-commerce marketplaces and lending platforms with institutions that possess valuable, yet untapped information like identity verification results and credit scores. In this way, Credify enables entirely new revenue streams for these traditional organisations in a completely secure and data privacy compliant manner.
Credify Universal Identity + Trust System
- Reliability & Trust - The reputation and reliability of participants and transactions is sourced from surrounding ecosystem participants.
- Vouching & Gamification - Company X “currency”/“points” are tokenised and used by users to vouch for the reputation of transactions, products, services, partners, loans etc.
- Rewarding - If vouching is successfully completed, rewards will be given to the user. If vouching is not successful, the users will cover the loss.
- Interoperability - Tokenised “currency”/“points” system is universal and can be used within all Company X ecosystem. It could even be used between group companies and partner companies who join the point system.
How we work with you
Building upon a globally scalable microservices architecture, cost-effective and openly auditable distributed data storage and set of highly secure smart contracts, Credify is offered to companies with the aim to create a rewarding, experience-optimised and rich ecosystem within your ecosystem. Private or public, we offer Universal Identity and counterparty Trust Systems as a white-label solution that meets your company's particular set of needs. Our fee structure consists of: Implementation fees, Licensing fees, and Maintenance fees.
Our team consists of a core group of business and technical professionals with solid track records and proven ability to execute.
Co-Founder & CEO
Co-Founder & Director of Engineering
CFO & Interim COO
Director of Marketing & Business Development
Senior Software Engineer
Head of Legal & Regulatory Affairs
Credify selected in the Plug and Play Tokyo FinTech accelerator program6th, December, 2019
Credify is excited to announce its selection as a Plug and Play Japan participant in their three-month accelerator program commencing this month. As only two percent of applicants are awarded this opportunity, we feel very honored to have been selected.
Credify Singled Out for Future of Financial Services Award12th, September, 2019
The entire Credify team is honored to have received the UK Tech Rocketships: Future of Financial Services Award. The UK’s Department of International Trade, and Scottish Development International formally presented the award at an event on September 5th called UK Fintech Night in Tokyo, which was held at the British embassy in Tokyo.